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benrosenthalft (36)in motivational • 6 years ago
RE: Becoming a Positive Force in your World - Esteem Exclusive
Not at all, @starkemmy - thanks for the reply! I don't know about you, but I'm a proponent of people taking a lifelong journey of self-discovery, because I find that even just believing that you…
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benrosenthalft (36)in motivational • 6 years ago
RE: Becoming a Positive Force in your World - Esteem Exclusive
Can you give an example of a real-life situation someone was facing and how you coached them to reframe their thinking on the situation into something positive? (No need for real names or anything…
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benrosenthalft (36)in upyour401k • 6 years ago
RE: Junk bond funds (corporate bonds) in your 401K.
Hi @whitesj40. I thought you might find the following article of interest:
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benrosenthalft (36)in investing • 6 years ago
RE: Are Short Sellers Bad People?
Right. The point I'm making is that since a company's ability to profit doesn't depend on the performance of its stock price (although, sooner or later, the stock price will be affected by the…
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benrosenthalft (36)in investing • 6 years ago
RE: Are Short Sellers Bad People?
Something else to take into consideration: When you buy shares of a company on a stock exchange, your money doesn't actually go to that company; it goes to whoever sold you those shares. The company…
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benrosenthalft (36)in upyour401k • 6 years ago
RE: Junk bond funds (corporate bonds) in your 401K.
Yes, every IUL I've seen offers at minimum a fixed account and an S&P 500-indexed account, and most people I know who invest in the latter type of account have been happy with it. Some IULs offer a…
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benrosenthalft (36)in travel • 6 years ago
RE: Slow Down, Tourist – Mysterious Town In The Hills
Thank you for these photos! They convey a charming town.
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benrosenthalft (36)in inspirational • 6 years ago
RE: Always wish others well
What a great quote! "Wish others well, and their success won't limit yours."
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benrosenthalft (36)in blog • 6 years ago
RE: When we don't have the energy
A great mentor of mine said that life doesn't give you what you want until it's convinced that you're serious. When you're pursuing a goal and it feels like life is conspiring against you, it's…
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benrosenthalft (36)in upyour401k • 6 years ago
RE: Junk bond funds (corporate bonds) in your 401K.
Yes, the level premiums of whole life make those policies more expensive in the early years, while the fact that universal life gets more expensive later on means you'll want to max out your…
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benrosenthalft (36)in upyour401k • 6 years ago
RE: Junk bond funds (corporate bonds) in your 401K.
Smart moves, @whitesj40! Making just Roth contributions, contributing just enough to max out the company match, and utilizing other tax-free strategies. By the way, what type of universal life do…
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benrosenthalft (36)in freedom • 6 years ago
RE: How to Make an Informed Decision about Annuities
An addendum: If you're working with a fee-based advisor, they may be able to get you a special class of variable annuity that's recognizable by the presence of terms like "advisor" or "advisory" in…
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benrosenthalft (36)in upyour401k • 6 years ago
RE: Junk bond funds (corporate bonds) in your 401K.
True, but you come across as someone who has the knowledge and discipline to impose rules on yourself that give you more flexibility while still keeping you from royally screwing yourself. (Of…
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benrosenthalft (36)in upyour401k • 6 years ago
RE: Junk bond funds (corporate bonds) in your 401K.
Northrop Grumman is one prominent example of a company that uses Fidelity as the recordkeeper for its 401(k) and allows plan participants to open a BrokerageLink account.
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benrosenthalft (36)in upyour401k • 6 years ago
RE: Junk bond funds (corporate bonds) in your 401K.
Sheesh! This is yet another example of why I say that if you're a disciplined trader/investor working with a reliable trading/investing system, most workplace retirement plans will make you feel…
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benrosenthalft (36)in tutorial • 6 years ago
RE: If You're New To Steem, Then You May Want To Watch This Video: 'Resource Credits' Explained For Beginners
Thank you for this, @surfermarly!
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benrosenthalft (36)in upyour401k • 6 years ago
RE: Junk bond funds (corporate bonds) in your 401K.
Since your 401(k) is with Fidelity, does it allow you to open a BrokerageLink account? That's Fidelity's brand name for optional self-directed brokerage accounts within workplace plans that they…
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benrosenthalft (36)in freedom • 6 years ago
RE: Should I Contribute to the Retirement Plan at Work? (Part 5)
I've actually never followed Howard's fund selections for my portfolio. By the time I learned of the 401(k) Optimizer, I no longer had a 401(k), but I did have a variable universal life insurance…
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benrosenthalft (36)in life • 6 years ago
RE: The Only Way to Live Your Life
Hi @futuremoneytrend! I'm sorry I didn't see this post sooner - I would've upvoted it. But I agree with so much of what you've written here: living your life with passion means breaking out of…
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benrosenthalft (36)in introduceyourself • 6 years ago
RE: Let me introduce myself...
Hi @whitesj40. I appreciate the follow (and, having read and commented on your piece on junk bonds, I've now returned the favor). I also appreciate the advise. Your suggestion to spend more time…
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