BlogHide Resteemsrandy-sadler (54)in business • 6 years agoGovernment Shutdown InsuranceBusiness interruption often stings more than property loss. 2019 kicked off with a “human-caused disaster” for many American citizens with the longest federal government shutdown in U. S. History.…randy-sadler (54)in business • 6 years agoExcluse Me! What Do You Mean We’re Not Covered?No, this isn’t a typo. “EXCLUSE ME?” is an appropriate response when your business has a loss that you expected your insurance to cover, but an unexpected policy exclusion results in your claim…randy-sadler (54)in business • 6 years agoSniffing Out Sham Worker’s Comp ClaimsIs your captive insurance company paying a large worker’s comp claim to a semi-pro wrestler who is jumping off the top rope on weekends? Let’s hope not! Workers Comp fraud is real and is a drain…randy-sadler (54)in business • 6 years agoTake Your Healthcare Costs CaptiveUncertain regulatory changes, increased costs of care and restrictions in access to coverage continue to threaten the amount of control employers have over their healthcare insurance. Industry…randy-sadler (54)in business • 6 years agoWhere's the Love? Try ART.I’m sure you’re familiar with the expression, “All give and no take.” This reminds me of conversations I have had with CFOs and Risk Managers through the years. More than once, I’ve been told…randy-sadler (54)in business • 6 years agoKeeping Bad Company? Consider ART.Your Mother always warned you about the people who would drag you down. She probably told you, “Bad company corrupts good morals.” This axiom is increasingly true in risk management and insurance…randy-sadler (54)in business • 7 years agoINSURE Your Way To Greater WealthRisk management is a challenging business. In the twenty-first century, companies (particularly small and mid-sized ones) face innumerable existential threats. For instance, cyber risk is a…randy-sadler (54)in business • 7 years agoLife Insurance As An Asset Class In A Captive Insurance CompanyIn a recent article published in the January issue of Business Insurance, Phil Karter, JD and Katherine Jordan, JD of Chamberlain Hrdlicka discuss life insurance as an asset class for captive…randy-sadler (54)in business • 7 years agoYellow Fever - Section 179 Versus A Captive Insurance CompanyI was recently talking with a CPA who told me he has been encouraging one of his best clients to form a captive insurance company. It seems that every Fall his client contracts “Yellow Fever” and…randy-sadler (54)in business • 7 years agoSection 179 Or A Captive Insurance Company – The Impact Of Tax Reform – Part 3With the passage of Tax Reform, some mid-market and small business owners are “feeling like a kid in a candy store.” The economy certainly seems to be picking up momentum and real wages are rising…randy-sadler (54)in insurance • 7 years agoBreaking It Down - The Impact Of Tax Reform On Small Captive Insurance CompaniesTwo weeks ago, we addressed the impact of tax reform on captive insurance companies. This week, we will specifically focus on small captives that make an 831(b) tax election and insure pass-through…randy-sadler (54)in business • 7 years agoNew Tax Law Benefits Captive Insurance CompaniesFor many businesses in the United States, there is excitement in the air, and rightly so. 2017 was characterized by increased corporate earnings and an improving labor market with real wage…randy-sadler (54)in business • 7 years agoThe Real Cost Of Waiting To Set Up A Captive Insurance CompanyIt’s not fun to think about costs. Sometimes, it’s easy to think, “I’ll worry about that later,” or “I’ll pay that later.” In business, opportunity costs are often more important than operational…randy-sadler (54)in business • 7 years agoSo You Hate Insurance – What Are You Going To Do About It?There is nothing like that powerless feeling one gets when one’s insurance rates go up, even when there have been no claims and nothing has gone wrong. We work across the U.S., serving mid-market…randy-sadler (54)in insurance • 7 years agoMore Powerful Then Retained Earnings – Think Like Fortune 1,000 CFOs ThinkWhy Fortune 1,000 CFOs Own Captive Insurance Companies and Why Small and Mid-Size Businesses Should As Well Many mid-market CFOs and small business owners alike yearn for the day when their…randy-sadler (54)in insurance • 7 years agoMore Powerful Then Retained Earnings – Think Like Fortune 1,000 CFOs ThinkWhy Fortune 1,000 CFOs Own Captive Insurance Companies and Why Small and Mid-Size Businesses Should As Well Many mid-market CFOs and small business owners alike yearn for the day when their…randy-sadler (54)in insurance • 7 years agoMore Powerful Then Retained Earnings – Think Like Fortune 1,000 CFOs ThinkWhy Fortune 1,000 CFOs Own Captive Insurance Companies and Why Small and Mid-Size Businesses Should As Well Many mid-market CFOs and small business owners alike yearn for the day when their…randy-sadler (54)in business • 7 years agoProof That Sometimes A Business Can’t Buy Enough InsuranceBloomberg recently reported that Equifax Inc.’s insurance against cyber breaches is likely insufficient to cover the credit-reporting company’s costs tied to one of the biggest hacks in history.…randy-sadler (54)in business • 7 years agoThe Empire Strikes Back (Part 3) - The Avrahami Captive Insurance Court CaseBy Sean King, JD, CPA, MAcc Principal, CIC Services, LLC This is the third and final part of our series on the United States Tax Court’s recent Avrahami decision. Introduction Recently the…randy-sadler (54)in business • 7 years agoThe Empire Strikes Back (Part 2) - The Avrahami Captive Insurance CaseBy Sean King, JD, CPA, MAcc Principal, CIC Services, LLC www.cicservicesllc.com This is Part 2 of a series on the United States Tax Court’s recent Avrahami decision. Introduction Recently…
