RE: The Accra Credit Union- What it is and Why.

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The Accra Credit Union- What it is and Why.

in accracreditunion •  6 years ago 

please share with us the ways we can get involved and how users can get loans. what are the criteria, usual payback terms and fees?

accracreditunion
6 years ago by

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      ·  6 years ago 

    Hi @masterroshi...
    Joining the co-op is a good point to start with. Any business plan and the specific financial need you have can be shared with the community. If agreed on by the community, the loan is given out. No physical collateral required. However, lendees are expected to deposit keys to their accounts as a guarantee of trust.

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      ·  6 years ago 

    amazing I shared this with @mughat so he can give his helpful advice and scan this for any weak points. I believe we need consulting from the outside world on these projects. Its very much in its infancy and we should promote good ideas and prevent the bad ones from taking hold

    This plan for a credit union in Accra Ghana, Africa, can really help Ghana be seen as a very mature financial partner.

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      ·  6 years ago 

    If i don't have a business plan, but my need is personal and i prefer not to share, do i still qualify?

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        ·  6 years ago 

      The Co-op should be self sustaining. Therefore, lendees are encouraged to invest loans in income generating fixed assets in order to recoup and repay loans given out.

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          ·  6 years ago 

        Okk...thanks

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            ·  6 years ago 

          @fredkese are you on discord? We have a community channel on greater accra ghana

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              ·  6 years ago 

            Yes sir, I am on the server.

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