Enquanto quem não poupa, quase sempre está endividado até o pescoço, com os salários dos próximos meses já comprometidos com carnês, prestações, consignados, etc. Até chegar um ponto de ruptura no qual a pessoa "quebra".
Com esta mentalidade a pessoa pode ter aproveitado um pouco no curto prazo, mas certamente vai acabar tendo sérios problemas no médio e longo prazo. No fim das contas se bobear ela nem desfrutou tanto assim, quase sempre está comprando coisas que não gosta, com o dinheiro que não têm, somente para tirar onda e impressionar outras pessoas que não estão dando a mínima para elas.
O poupador, ao contrário, aproveita melhor a vida a cada mês. O objetivo não é poupar tudo, mas a cada mês gastar mais e também poupar mais. Como isto é possível?! Fazendo os juros compostos trabalharem a seu favor gerando o famoso efeito bola de neve.
O único porém é que no início este efeito é lento, e você precisa ter bom senso e paciência. No entanto a tendência é que a cada mês você possa aumentar um pouco mais a sua qualidade de vida.
Imagem: PixBay
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