XCARD is the most secure crypto & FIAT wallet and payment card (an absolutely disruptive biometric crypto credit card) which allows 50 mln crypto-users to spend their crypto and FIAT assets instantly all around the world. XCARD makes your experience with crypto as easy as FIAT money whether it’s your first time, or if you’re an advanced user. Together with VISA (Apple Pay and Google Pay wallet enabled) XCARD introduces a Multi-Currency Biometric Crypto Credit Card. XCARD is the only provider of biometric credit cards in the crypto industry worldwide. The card is available as virtual, physical and biometric. 

About XCARD

XCARD introduces a utility token, the MBM token that fuels the whole Platform that is the most liquid token in the XCARD Wallet. Once regulation enables legitimate issuance of equity or security tokens, special benefits for investors and MBM token holders will be offered 

XCARD has already signed 9 strategic partnerships which include: Santander Bank, Visa (Principal Membership), Gatelab (Part of London Stock Exchange Group), several trading exchanges (e.g. Hybrid Block) and others that wills to utilize in their business models solution provided by the XCARD.

XCARD is the most convenient wallet for crypto & FIAT conversion with access to exchanges all over the world. Built-in internalizer – an arbitrage engine – provides users the best exchange rates available on the market. XCARD Wallet is combined with XCARD Biometric Credit Card, the most secure credit card for instant crypto withdrawal from any ATM.

XCARD’s team has a proven track record of more than 20 years in payment systems, payment cards, exchanges and currency trade systems.

XCARD is a crypto wallet as well as a payment card that enables crypto users to buy their assets instantly all around the world. it is supported by Internalizer, a sort of arbitrate engine. The combination enables the users to have the best currency available in the market. There is also another product from XCARD known also as XCARD Biometric Credit Card. It is the safest credit card to withdraw the crypto from all banks and ATMs.

XCARD is a part of the Mobilum environment. The products involve the wallet, card, exchange, and API foundation. All the features are combined so that an instant platform is developed well. There is also a point transaction system that integrates crypto money into FIAT. With the products, now, you can pay or accept the money and it is definitely your right to determine what currency to be used for the transaction.

How XCARD become perfect crypto wallet?

This question is often asked by many new users. It is reasonable by remembering that there are so many similar products out there. Undeniably, there are some benefits given by XCARD.Meanwhile, there are also features that you may not find in other products. 

What are they?

• Credit Card

Many people may think that a credit card is the most effective and instant payment method in the world. That’s true but now; there is a similar method, even more practical. It is the credit card feature provided by XCARD.

In general, XCARD is functioned like a credit card but the money to use in the transaction is the crypto currency. It makes available many types of crypto currency. Then, you are free to choose what currency you will use during the transaction. It is reasonable if you can do almost all the transactions even faster and more instantly than the credit card itself. It gives more access to e-commerce, POS, and ATM withdrawals for cash.

• Easy to Use 

It is clear that many people out there are interested in crypto transaction. However, not all of them dare enough to start it all. Many reasons are behind this problem; one of them is that the crypto wallet is considered difficult to use.

XCARD, on the other hand, is provided for both the experts and beginners. So, while the experts can enjoy the easiness and practicality, it is also a good way for the beginners to start to do crypto transaction.

• Easy On boarding Process

Most of you must have an experience in opening a bank account. So, how is it? Is the process fast and easy? Unfortunately, the answers are mostly not. There are too many requirements to fulfill and much time to waste. Although it is okay to still have a bank account, XCARD is a really good alternative for your financial management. One of them is due to its easiness in term of the on boarding process.

The entire process can be done digitally through a few taps. Besides, doing a transaction using this wallet is also much simpler. Indeed, not all shops and platforms in the world have not yet been supported by this wallet. But you should not worry; XCARD is on the way to expand its services to help you to do all possible transactions.

• Effective Rates

One of the problems in a conventional transaction is about the rate. It is sometimes really high and it means you must spend more money only for this matter. Interestingly, XCARDmakes sure that the rate is lower and more effective. It is proven bu the aggregates data from different sources including exchanges, pools, and more. 

• The FIAT Feature

XCARD enables you to do transactions with more than 200 digital crypto currencies. Meanwhile, it also features the FIAT exchange things; from FIAT to crypto and vice versa. All of them can be done faster and more instantly. It is compatible with any payment card as well. The feature from XCARD also enables you to buy the products now and pay it later. Again, it gives you more benefits and flexibility for any transaction you want to conduct. 

XCARD is the only provider of a complex instant payments solution that features:

1. an any to any currency conversion with a strong focus on customer experience
2. a multi-asset wallet equipped in a multi-currency payment carXCARD is the only Wallet & Biometric Crypto Credit Card solution on the market.

For all the benefits mentioned above, it means you need to tryXCARD as your transaction partner. Well, the products are worthy for you to rely on one. 

SALES TOKEN XCARD

1. Strategic Reserves – 25%
2. Partnership – 19%
3. Liquidity Pool – 17%,
4. Marketing – 12%
5. Team – 15.25%
6. Launchpad Sales – 9%
7. prize – 2.75%

USE OF THE PROCESS

1. License & Legal – 5%
2. Business Guarantee – 50%
3. Development – 13%
4. Marketing – 12%
5. development – 10%
6. Salary – 10%
7. License & Legal – 5%

Info token

1. Ticker: MBM
2. Type: Utility-token
3. Murrencies accepted: ETH, BTC, USDT, TEN

Distribution token:

• 51% – Token Sale
• 19.25% – Strategic Reserves
• 13% – Strategic Partnership
• 15.25% – Team
• 1% – Prize

Budget allocation:

• 50% – Liquidity & Guarantee
• 13% – Business Development
• 12% – Marketing
• 10% – Product Development
• 10% – Salary
• 5% – License & Legal

Roadmap

• Q4 2018

MVP XCARD Wallet (Android & iOS) available for first 5K users.

• Q4 2018

Series B: Private funding, expected target of $ 29 million.

• Q4 2018

Integration with selected partners: VISA, Santander Bank, GateLab, Exchanges, PSP.

• Q1 2019

Beta version of XCard Wallet.

• Q1 2019

Preparation of an internalizer – the latest stock exchange solution – the right machine for instant financial operations.

• Q2 2019

XCARD wallet airs & is available on the App Store & Play Store. 

TEAM

PARTNERS

For information, please go to https://xcard.io.

• Website : https://xcard.io
• Whitepaper : https://xcard.io/static/XCard-Whitepaper-21082019.pdf
• Twitter : https://twitter.com/xcardbymobilum
• Facebook :https://web.facebook.com/mobilumcom/?_rdc=1&_rdr
• Telegram : https://t.me/mobilumcom
• Medium : https://medium.com/mobilumcom
• Linkedin : https://www.linkedin.com/company/mobilumcom/

Author: Sandieego

My BitCointalk profile: https://bitcointalk.org/index.php?action=profile;u=2432669

My ETH: 0xc57F5E28B98a12c8f4cC3f4C02d8B77546deF545