It happens even to the most careful. Your vehicle is parked under a tree, near a building, or even sometimes near an avenue; somehow or another the debris from the street ends up hitting the windshield of your car. Afterward, your windshield ends up with a slight crack in the glass, which later becomes a bigger problem. To be fully prepared for a situation like this, you must understand whether or not your auto insurance policy covers damage to the windscreen insurance claims.
The first reaction of drivers, when something like this happens, is to get upset; but then they ignore it. The problem with a crack in the windshield is that it can be seen as small, at first. Nevertheless, it will not stay that way.
If you leave it unrepaired, that small crack will eventually start to enlarge. Even though it is relatively safe to continue driving, it can become dangerous. If another object hits the windshield again, this can be a serious problem for the driver.
Instead of ignoring the damage, you should review the crack to determine if you need to repair the windshield or if it needs to be replaced entirely. If the damage is small, you usually only need to repair it. If it looks too big or looks like it can cause bigger problems, then you should replace the windshield.
If you have comprehensive coverage and the claim covers damage to the windows or glass of your car, then a cracked windshield is most likely covered by the policy. However, there is some information about the crack that you need to determine first to make sure it is a candidate for repair.
Is the crack less than six inches long (that is, smaller than a dollar bill)? It's a good idea to measure the damage, even though some people just by looking at it can tell how big it is. Make sure it's less than six inches and if so, then it requires a repair.
If the damage is minimal, such as a star-shaped or wheel-shaped crack from the target shooting, then repair is an option. This is because any cracks in the windshield that are larger or longer than six inches generally need to be replaced.
You will have to file a claim with your insurance company for the damage, either online or by phone. They will tell you what to do.
To be fully prepared for a situation like this, you must understand whether or not your auto insurance policy covers damage to the windscreen insurance claims.
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