The financial stability of a merchant is checked by credit score, and there is not any formula for its calculation. This information is kept top secret by the Federal Trade Commission. A credit score ranges between 300-950, but it is calculated differently by credit organizations. Read more about how to get merchant account with bad credit- https://ncrmerchantservices.com/how-to-get-a-good-deal-on-a-bad-credit-merchant-account/
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