The origin of the bank

The origin of the first bank in the world, scholars have different opinions, the early Banks may exist and may be more as early as the 6th century BC, like the Greek temple, group, firm has been engaged in financial activities, limited to the currency exchange. However, our bank originated from the tang dynasty. During the tang xuanzong period, suzhou had the appearance of "gold and silver street".
Early due to the business environment is extremely backward, and financial industry development is relatively slow, these institutions due to the limitation of scale and user needs, cannot meet or there is no such as access, cash and other requirements, so can not be called real bank. And what is the origin of modern Banks, what are the stories, and listen slowly.
The venetians invented the "bench" -- the world's first bank.
The earliest known western Banks were produced in Renaissance Italy. At that time Venice and Genoa used to communicate with each other in the trade of Europe and Asia. In Italy, where the conditions for currency identification and exchange were rudimentary, the office had only one bench, so traders called it "Banco" (a bench). The word "Bank" in English was originally meant to be "a closet for money", derived from the Italian "Banco", which was later referred to as a Bank.
In 1171, the Venice "national loan facility", which was founded in Italy, was the first loan interest institution operated by the state in the west, which was about 2000 years later than the state-owned enterprise "spring mansion" in western zhou. The loan facility, also known as the Venetian republic, was founded in 1580 by the riyal market bank, the world's oldest bank. In 1587, the government renamed it the "Venetian bank" and the first national bank. Since then, Banks have been established in milan in 1593, Amsterdam in 1609, nuremberg in 1621, Hamburg in 1629 and other cities. At that time, the main loans of these Banks were the government, with the property of usury, but the modern bank was gradually formed.
The investment king declares bankruptcy - the bank that does not serve the people is not a good bank.
In 1272, the "baldi bank", founded in Florence, Italy, was called the first bank in the world. But as a result of the business environment is not mature, the "bank" is just for some wealthy family in order to convenient business institutions, they are not modern Banks, but they are as rich as croesus, at the time created, funded by a few noble has 13 semicolon Baltimore Banks earn up to one hundred and thirty thousand pounds, and the normal income of England king Edward ii is only thirty thousand pounds, for Kings and nobles to provide loans to become their most important management means.

But not for long, because the risks are in their "clients", and the king made risk control is difficult to control, a poor nation fortune and bank is difficult, s Baltimore bank bad luck constantly. First, there was a liquidity crisis caused by a government default in the country, and Florentine citizens withdrew a lot from the Banks. To make matters worse, the Neapolitan kingdom was in a bad relationship with Florence, and the king, Robert, did not return the money, and the two Banks' napoli were also run on, further squeezing the liquidity of the syndicate. In 1343, when Edward iii stopped paying his loan (and he often defaulted), the bank of baldi went bankrupt in 1346.
The king was cut off from the earth - the joint-stock bank was born.
Unlike Italy, which is also a capricious king, the end is quite different, and Britain's tufts are clearly not as bullied as Italy. In 17th-century England, some of the commoners made their fortunes by doing business, and they kept their money in the king's mint for the sake of safety. There was no paper money at that time, and anyone could get a gold nugget into the mint and make it into gold COINS, so the mint allowed customers to keep the gold. But the mint belonged to the king, and if the king wanted to use the gold in the mint, he could not stop it.