Right, I can not agree more with you on everything you describe. However, you are seeing the same thing as me, the problem is the financial mafia and the corporatocracy. The problem of current poverty, and all derivatives, are the consequence of a corrupt financial system, that's why I see the UBI simply as a patch, an adhesive strip, and not as a real solution, since it is necessary to make a surgery to the financial system, so that the economy does not generate all these problems that you describe.