Cryptocurrencies have fought for acceptance long and hard but now they face the results of that fight. Upcoming tax changes, KYC( Know your customer) regulation at the exchanges, legal hurdles in the U.S. China and South Korea. I had hoped it would not be quite this accepted and let individuals retain some power. Yes, there are concerns to address when taking this approach, but it does lend to the greatest freedom. What do you guys think? Should cryptocurrencies be low return, but insured like savings accounts or should they allow for great risk and return as it was before?