Ivykoin is looking to be better friends with the banks than Ripple (XRP) has been. Ivykoin is building a blockchain based cryptocurrency for business transactions, particularly those exceeding $10,000 which require extensive verification in the international monetary system. Banks want secure, borderless & open payment solutions. Ivykoin will embed far more Know Your Transactions (KYT) and Know Your Customer (KYC) information into payments than incumbent networks giving the banks what they want.
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