The wealth is in human potential. Banks create credit "money" off the potential of their customers. It's not like banks have the actual wealth, they have numbers. And with all the banks that seem to get hacked, or credit cards, etc, banks don't even seem good at protecting wealth. Some banks even charge us fees for keeping money in their banks.

If people would give their wealth to people and organizations that empower the individual it would all come back to them and flow in the right direction.