Used by banks doesn't mean it's a bank coin. Although I do agree a centralized cryptocurrency goes against the nature of BTC.
RE: I take my profits from XRP/Ripple and re-invest in real cryptos
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I take my profits from XRP/Ripple and re-invest in real cryptos
I know it's not owned by banks... of course, but it empowers banks by saving them money, taking away the real potential of cryptos which is supposed to be about the individual being his or her own bank.
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