The UNITED States economy is like the Titanic quickly sinking. It is a very scary time, so I am making sure that my money is well diversified since I have no idea what is going to happen in the future. So, I have cash on hand, gold and silver, some mining stocks, a gold money account with a debit card, and bitcoins. Let's see which crashes first. Oh, and only enough money in my checking account to cover my monthly bills..If my bank closes and gleefully steels everything I have in the bank, then they will not get much.