The crushing SA economy leaves Citizens with less to no option but take good shoot to technology based and driven money that eliminates the need of the greedy middle man.
The very institution rig the government options by suffocating consumers only ,for one sided win.

Rand revolves around a single person who does not seem to understand how deep the SA economic wound is deepening. for every one,

Smart phone gives a very competitive edge for consumer to join global life trends(such as cryptocurrency,etc) with reducing delay regulatory boardies create, some global technology based trends have a very short life span and consumer what to WIN while its still affordable and fresh"in and out fast strategy"
quicker before it every lands "regulated" in SA.