Why not a personal account? And what are the fees for buying bitcoin? Perhaps we could combine transactions.
Perhaps a fraud alert could be a problem but we'd being with one transaction and slowly increase. I doubt that would flag up on their metrics. We could also switch to a dedicated account.
I agree that bitcoin is easier but I'm more concerned about getting new users now. The sooner we can get this moving, the better. Problems can be ironed out as we go.