No more a pyramid scheme than the banks, when did the banks ever do you a favour?? oh 1% interest rates on your cash but charge you 4-7% for a mortgage over 25 years. Marketing is great, plant that seed nobody will every realise were con artists. HIDE the con (never get caught PPI) make it hard to get a loan. that's covered by Wonga 500% upwards. people are trapped crypto is the way out for many. keep it up CD