“The way any of these crypto currencies should be priced is based off the utility they provide the world. The same way that companies are priced. They should all be based on some sort of reality.” Based on this rationale, one would think you'd be a proponent of XRP, but I know from your other posts that you are not. As a trader, I couldn't agree more with your Exodus prediction, but as an investor, I don't see alt coins (specifically XRP) and Bitcoin being mutually exclusive. To the contrary, I don’t believe that one can exist without the other during the migration from FIAT to crypto. While I would like to see the world become unbanked, the reality is that it IS banked. It has been for hundreds of years and unwinding this system-with trillions of dollars at stake and a more immeasurable amount of global power and influence-will not happen quickly. If it happens at all, it will be a transition, and a volatile, and perhaps violent, one at that. Most argue that XRP is tied exclusively to FIAT (via their focus on serving banks). But technically speaking, XRP is currency agnostic. It is a settlement system and currency exchange and Bitcoin is a currency. Other than ideology and bias,** there is nothing prohibiting XRP serving as liquidity solution for Bitcoin.** In reality, based on both the Ripple and Bitcoin ledgers, XRP is already working in this capacity. To transition the world from FIAT to Bitcoin requires a bridge (maybe several). While I understand the sentiment towards Ripple, they understand what so many idealists are unwilling to accept: banks do exist and hold the FIAT we have all relied on to conduct commerce our entire lives and the generations that came before us. They are not going to simply let go of it without a fight. Brad Garlinghouse has been very open and articulate about this fact and developed a practical strategy to create a viable company that has one foot in the old world and one foot in the new world. While it’s easy to hate these people, and conveniently label them as part of the problem, in all practically-no matter how bitter a pill it is to swallow-even the most passionate bitcoinista would reluctantly admit (if they are being honest) they need Ripple (or something like it) for this grand experiment to ultimately succeed. Not from a technical standpoint, mind you; of course there are other possibilities, but form a political standpoint. The banks and powers that be need to trust someone in this space, and that someone cannot be a loose affiliation of developers and anarchists spread around the world. “The greatest trick the devil ever pulled was convincing the world he didn’t exist.” Maybe the devil, in this case, is Brad Garlinghouse and the world is Jamie Dimon.