As mentioned in your post, I also see huge potential in XRP. This is the only coin where I see the developers making some real effort in getting partnerships with banks and other financial institutions giving real value to the coin. It is available for $0.5 currently and I think it is steal at this price.
RE: Crypto Newbs Bitcoin Beginners Cheat Sheet From A Alt Coin Veteran
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Crypto Newbs Bitcoin Beginners Cheat Sheet From A Alt Coin Veteran