They dont have any of that. A Bitshares account requires no personal information. They are completely decentralized.

OpenLedger is on the on ramp for fiat which falls under the regulations you mentioned.

Even the website is run out of Taiwan where regulation is much less.

This is one of the reasons for the BENCH project...there is no way institutions will ever get involved with BTS as long as it adheres to the founding principles which are anti-establishment.

BENCH will provide for the option for having those entities which require compliance like Wall Street institutions.

Effectively, the goal is Bitshares will offer something for both markets...