I don't think so. Regardless of simplicity and speed of processing transactions , CREDIT coin and Terracredit ecosystem is designed to be secure against malicious attacks or threats through implemented top grade security protocols and decentralized proof of stake network.
RE: TERRACREDIT : A TRUSTWORTHY PAYMENT SYSTEM AND DIGITAL MONEY FOR MASS ADOPTION
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TERRACREDIT : A TRUSTWORTHY PAYMENT SYSTEM AND DIGITAL MONEY FOR MASS ADOPTION