Introduction
Lux Ant Digital is a Blockchain based project which is integrating the banking industry into the digital era by transforming them into the decentralized technology. As in centralized financial system, people are not getting much benefits from the banking system where few of them are not instead of everyone. There are several problems in the centralized banking industry. So, they come up with their idea to decentralizing the whole banking system where everyone can reap the benefits of it.
Problem
The problems are in traditional banking system which is centralized where one third of the world population is unbanked. Today, if anyone has unbanked then they can only use cash which limits them in many negotiations such as lending money, savings and managing big purchases. Many people have been lost over their own heritage and that is limited by the Central Banks. Every day people are facing monetary disadvantages globally in like accounts being locked due to some reasons, debit of commissions for any type of account maintenance or cards, high interest rates in loans or mortgages and in money or balance transfer as well.
Solution
The solution where Lux Ant Digital is come up with their idea to decentralize the banking system where they are eliminating the services of centralized banking system and give benefits to everyone. They are providing the solution to minor income of population who can also reap the benefits of banking services where it turned into a decrease of poverty that allow them to improve their income and savings as well. They are integrating financial banking system into the decentralized blockchain where they are eliminating traditional contracts by Smart Contracts. Through blockchain, they are also eliminating the third-party inclusion and provide simple, quicker and more secure services.
They are planning to bring the app functions which is directly linked to the account of the user where it allows them to work easily through their phone, manage to send money or make payments, make online purchases, savings, request micro-lending etc. This will help everyone to get benefits of financial banking system.
The Team
Nancy Herrera Muñoz – CEO & Founder – She is specialized in accounting and finance, which has allowed her to acquire organizational skills. Her experience in the field of cryptocurrencies has grown thanks to the collaboration with several projects directly and indirectly related to Bitcoin, from the development of software linked to digital assets, implementation of Bitcoin buying and selling ATMs, collaborations with companies of sending money, management of financial assets "money management".
Ariadna Julià Brunet – Head of Finance and Crypto Analyst – Previously she was the junior trader in Bitcoin Exchange for six months. She was also the CEO and founder of Tecnodevel Corp. for 1 year.
Guillermo Granados Gómez – Frontend Developer and SEO – He is a Junior Front-end Developer that works with HTML5 and CSS and JavaScript. He has knowledge in Bootstrap focused on developing web pages adapted to all kinds of devices. He also worked as a web developer for multiple clients as a freelancer.
Token Matrix
Token – ALUX
Total Supply – 1 Billion ALUX
Price – $0.05 USD
Soft Cap – $10M USD
Hard Cap – $25M USD
Private Pre-Sale – Till 31st August
Public Pre-Sale – 1st September to 31st October 2018
Social Media Reach
Facebook – 1065+ Followers – https://www.facebook.com/ALUX.BANK/
Twitter – 5.1k+ Followers – https://twitter.com/lux_ant
Telegram Channel – 6.1k+ Members – https://t.me/LUX_ANT_DIGITAL
Verdict
The Social Media hype good, but they have only Telegram Channel. There should be a Telegram Group or Chat link on the website.
The Website and Whitepaper both explained in detail and easy to understand the project.
There are 7 core members in the leadership team who are having expertise in Marketing, Digital Marketing, Finance, Crypto Analyst, Development, Security and Cloud Computing. Some of them are having Blockchain experience.
They have 8 advisors on board who are having expertise in Marketing, Business Development, Operations, Consultancy, Investments and Financial Services. Some of them are having Blockchain experience.
The Roadmap is provided with their milestones till 2021. Currently, MVP is not available.
For Detailed Information
Website – https://luxantdigitalbank.com/
Whitepaper – https://drive.google.com/file/d/1-RRwvZNl9qNRAJQ33mU3cJwnPJt1U29g
Bitcointalk Username – ritikagupta
Bitcointalk URL – https://bitcointalk.org/index.php?action=profile;u=1375471
ETH Address – 0xA6119b0AF2EC4A3e8A64f8ADA1dBF152f06eC392