Monarch calls themselves the ultimate crypto payment solution for both business and consumers, pairing a CMS plugin for online stores with an easy-to-use Patent Pending wallet for consumers. It is essentially a groundbreaking payment platform based on a universal cryptocurrency wallet allowing for a simple and easy-to-use bridge between consumers and merchants. Monarch platform uses a two token framework. The Monarch security token, allows holders to benefit from the physical silver backing and dividend distribution. The Monarch Utility Token will be used for transactional means to optimize the fee structure and payment remediation.
Currently Monarch is having an ICO, but by no means are they like most ICOs that don't have a working product. Monarch really wants to cover it all by being a mobile wallet, desktop wallet, hot/cold wallet, merchant plugin, crypto exchange, password vault, portfolio tracker/news and proprietary blockchain. I know thats a lot but the thing with Monarch is that they are already working on all of these things and their mobile wallet is out and amazing.
Monarch’s team is looking to build a platform that promotes mass adoption to push blockchain and cryptocurrency into the mainstream. Monarchs core team is quite great due to the members having a lot of experience and education in the blockchain world, the CEO even attended Drexel University. Monarch has many advantages, for instance, recurring payment to pay monthly bills, secure storage of multiple cryptocurrencies, access to Monarch Exchange to buy and sell at the best possible prices, low exchange fees and a simple user interface.
Since Monarch is still in ICO, I cannot give my opinion on the current price/market. However I do know that as of now the ICO is offering a 25% discount from the launch price of $0.35 USD and this discount will slowly move down.
MONARCH Website - https://monarchtoken.io/
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