BlockTrades adds new OPEN.USD <-> Steem/Steem Dollars purchase paths

in blocktrades •  8 years ago  (edited)

A number of Steem users have suggested it would be nice to have a direct path from Steem and Steem Dollars to US dollars, so we've added the following trading pairs to https://blocktrades.us:

  • OPEN.USD -> Steem
  • OPEN.USD -> Steem Power (SP)
  • OPEN.USD -> Steem Dollars (SBD)
  • Steem Dollars -> OPEN.USD

If there's sufficient interest, we can also look into adding support for OPEN.EUR (Euro-backed asset).

What is OPEN.USD?

OPEN.USD is a USD-backed token on the BitShares trading network that is supported by OpenLedger, a decentralized exchange that operates on top of BitShares. Note: anyone on the BitShares network can trade OPEN.USD tokens, but you must register with OpenLedger as a fiat user in order to deposit or withdraw OPEN.USD tokens. To register as a fiat user, you have to submit identity information to OpenLedger, so that they can comply with "Know Your Customer" and anti-money laundering requirements. Registerd fiat users can deposit USD to OpenLedger's bank account in exchange for OPEN.USD and withdraw USD from OpenLedger's bank account with OPEN.USD tokens. Last time I checked, there were no deposit fees, but there was a withdrawal fee of 3%. Another thing to note is I believe that it's currently a manual process for deposit/withdrawal, so it's not immediate.

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Nice to see a reasonably direct fiat gateway for the Steem ecosystem.

I agree. This is awesome.

what @smooth said. :)
I can't wait to try it out.

Excellent step forward!

Thanks @blocktrades!

Who Is James?

The only thing I don't like is that one has to create another drat account and the "withdrawal fee of 3%" is significant.

I would love to see the euro version and I can say my whole family @manipulable @demotruk @bluesnut & @letsgetlost would too!! Lots of demand here 😊

One giant step forward yes, but does anyone know the legality and essentially "what's the hold-up?" to simply opening an account somewhere (anywhere?) where I can enter my bank account routing/account number (like Coinbase), and use my USD to purchase Steem? And then cash it back to the same bank account on demand? A small fee would be understandable of course.
I'm sure it's just a matter of time (I hope), just wondering tho. Is the best solution to this problem as simple as "bug Coinbase?" or are Steemit users and Inc "all over this and working as fast as they can...?" Because I'd rather pay a Steemian developer the fee(s). Heck or even $6.95 - $24.95 USD to open an account, then "trade" without fees? I'm rambling sorry!

In an ideal world, it would be pretty simple. Unfortunately, regulations on this vary from country to country, and the regulations in the US are both ambiguous and simultaneously draconian.

Thanks @blocktrades... I just can't figure out why coinbase can do it for a bitcoin, but isn't doing it for Steem yet. Maybe as a dedicated Steemian, I'm just over estimating the demand, or they already would have by now?

Coinbase is pretty conservative: they only opened up to trading Ether and Litecoin recently.

Thanks again for the info and sharing your expertise. And I sincerely apologize as well, as it had to seem that I was diminishing your work by bitching about what can't be done yet, anywhere. So sorry man. I signed/up opened an account on blocktrades.us but I don't know what to d with it from there. I'm just that crypto illiterate to date.

@blocktrades that's amazing keep up the good work much needed for steem

one day ill go back and re read this stuff if I ever cash anything out. will prolly never do that though. lol

Is 3% fee is commonly accepted rate?
I would love for this to succeed!

That's quick :)
Best if have a link to an OPEN.USD FAQ page (about registration/withdraw/deposit etc) if there is one.

Registration info is under: https://bitshares.openledger.info/#/deposit-withdraw/ (you have to have an account on bitshares and click the fiat button to see it though). I don't know of any direct page to it, but I'll ask Ronny at OpenLedger about it.

Thanks.
I found this is a related link: https://openledger.info/v/

Compliance - Account Verification
In order to make use of the deposit and withdrawal options of fiat on OpenLedger, you need to have your account validated according to below mentioned instructions. CCEDK ApS, the Danish bitcoin exchange with domicile in Denmark is the registrar of OpenLedger and your service provider making this happen in an orderly fashion.
CCEDK ApS with domain https://www.ccedk.com is handling all fiat transactions in connection with the three currencies Open.USD, OPEN.EUR and OPEN.CNY.

Awesome stuff.

I appreciate this step @blocktrades - thx ;-)

Very good to know. I'll have to look into OpenLedger. Thank you for everything that you're doing on this front.

Thank you for your efforts for moving forward your platform and help to Steemit to be more friendly to casual users.

Very good news :)

Reblog!

This is great, thank you for the information @blocktrades!

Very good news, thank you, @blocktrades!

A huge step forward, thanks a lot!

Cool new feature

Fantastic. Is this US users only?

It's open to everyone, it's not limited to the US.

OK thanks:)

Very cool, I need to dive into bitshares and openledger already.

Would this be a cost-effective option for daytrading steem/usd movements without actually touching fiat ?

Will be investigating, thx for the update :)

Yes, I think that's definitely one useful way to use it. The key for that to work will be to get liquidity into OPEN.USD markets, but Steem could definitely help that.

Cheers , I've been meaning to try out bitshares properly for ages but I've been too obsessed with steem itself for months now - this is a good motivation.. Thanks for the flag support in the other thread too :)

Thank you for upvoting my jokes today.

Thanks for posting them: It's nice to read an occasional joke to relax the brain after reading a bunch of serious-minded posts.

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upvoted and resteemed!.thanks! :-)

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why blocktrades does not provides trading ?

BlockTrades is an instant-exchange. In other words, we trade with our own funds instead of matching up orders between 3rd parties. One of the big benefits of using an instant exchange is that it eliminates the risk that your funds can be lost due to an exchange hack. For users seeking a traditional exchange experience, I usually recommend the BitShares decentralized exchange.

glad to hear that

Superb!

!!!

I hope this helps the exposure of your instant exchange @BlockTrades

Great @blocktrades. I purchased 99% steem & steem power from you :)

please reed more news!

Come visit)

YOU ARE GOOD MAN! tHANKS FOR YOU BLOG!

Awesomesauce!

Thank you for upvoting my riddle today. Upvoted this valuable information.
Good day.

If it is faster than coinbase's 3 day crypto to dollar transactions this will be very popular.
How long does it actually take?

I've actually never done a deposit or withdrawal, so I don't know. It probably depends on where your bank is located. OpenLedger is in Denmark, so I'd expect it to be fast for Europeans who can use SEPA transactions and slower elsewhere where they probably have to use SWIFT transactions.

I see, thanks for the info. I guess that will have to wait until they have a US outlet. I was really hoping for an alternative to coinbase.