My kids (or some of them) are in school, now how can I make money?

I love both of those facts about my life but they've made me ponder - what can I do? How can I contribute to the monthly income and budget?

My toddler is still home with me, and he's my priority for how the day goes, but around his needs, when he naps, etc. there are ways I can make money.

Here are three top ideas:

1. First, a penny saved is a penny earned. Be a steward of the funds already coming in! For me, most important thing to do - write every single item down that you spent that day. Every.Single.Night. Do it! I keep an Excel spreadsheet, and every night, I write down what my husband and I spent that day. (Next time I'm about to buy that coffee that I don't need, I think of typing it in that night in red font. With that thought in my mind, I'll pass on that coffee; thank you very much!

2. Do you know anyone who says I have way too much space in my garage? Or too much space in my closet? Me either. Sell the excess. What you don't use or would be easy/cheap to replace should you need it in the future, sell. OfferUp and LetItGo are two easy to use apps that allow you to sell pretty much anything and fast!

3. The way I paid off my student loans, with two kids 16 months apart, one having daily medical needs, was selling on eBay! It was so adjustable to my schedule, my needs, my preferences. I cannot recommend that enough. It's not a glamorous thing, but it makes money.

Bonus idea: Food! Have you gone through your credit card statements and calculated all the entries that are food related - whether eating out or grocery shopping? I bet it adds up to even more than you realize. You can change this....here are some tips how.