Sorry I disagree, we are both looking at the same facts. I say it is fraud, you are saying that it isn't. The evidence that you expect is Lori saying, "I did it, I took the money". Yer, you will never have her admit that. You only get that kind of confession in a court room. The fact is that she actually DOES need to provide evidence. For if she wants me to believe she is innocent, and others, then prove it. It's really simple. This is basic. I looked at the evidence that is available to the public and I said to myself, I think she stole the money. And it is so easy in crypto. Just create a new address and say you fell for a ponzi. Opps! My bad. Funny how she decides the very next day that she will start a new business. It all fits like a glove. But if you believe she is innocent, ok, I respect that. But I think she is a criminal. And if she wishes to change my mind, she can by providing evidence. It's her choice. And that fact that you don't either just tells me you are going on a hunch too. At least I HAVE evidence and you have nothing, unless you show me and I'd be happy to see it.