I really agree with the last point. Many times I find myself balancing between saving money, and the quality I'm left with when I do. Most of the time I save my money, and the difference in quality is negligible, but sometimes there are things that aren't worth putting up with at smaller prices. Some cheaper options end up being just that... cheap.

If you spend your life saving, you need to make sure there's still some living left for you to do with those savings.