I think that it's extremely important to take a risk in this economy.
Crypto-currencies are the future of money and they are still in their begging stages; therefore, it is extremely important to remember that they are volatile.
Hold in there because the more people get the word out and invest, the more we will see a spike in our investment.
Remember that this is just like holding a stock that goes up and down, but the worst thing you can do is to pull out your money when you see a 20% decrease.

Ride the wave. Live on the edge.