What is the best way to use a credit card?
使用信用卡的最好的方式是什么？
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使用信用卡我自己感觉是这样：
数额较小的消费，比如几百到千元左右的一般都是到了账单日前就一次性还上。如果数额较大，几千到上万左右，我一般就去选择适于自己的分期，分期一般选择六期以内的多些！减小部分压力吧！
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这是一个非常棒的策略，避免掉入信用卡陷阱。
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I use it for emergency when I don't have enough cash, and try pay it before the monthly cycle ends. Or I use it to pay something more expensive, than convert the payment to monthly payment.
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