wow I wish I have the money to buy a flat as well! so jealous haha
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No dont be, because it is not very expensive and you dont need alot of cash if you are willing to use leverage. For me, when i was still in HK, i use my salary to borrow with a Bank, and nowaday it is really easy to secure cheap loan, end up i did not need any cash to buy the flat. Of course i still need to pay installment but it is affordable.
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