办银行一个月共发了75 SBD 的利息后，我在想， 这事完全就是赔钱买吆喝。
我们按 7000 SP 来算，每天利息费用是2.8 SBD，这么多SP产生的价值（按100%）来算，一次是（理想状态）
考虑到能量（VP）损耗，还有就是点赞30分钟和别人分，要想回本，真的很难。再这么长远下去，虽然不至于赔掉底裤，但是却让我很纠结有点小不爽。
@joythewanderer @nationalpark 还有一些人建议我为了长远考虑可以降息。我纠结了几天，觉得可行😂。我可不想打肿脸充胖子。
具体计划如下：
- 2017年10月27日英国时间（UTC）凌晨起执行，来去自由，所以您可以决定是否退出银行，退出的话，可以通过这个-小工具，再一次代理SP给我，不过输入为0即可。
- 利息变更为10%左右，比如1000 SP每天能获得0.275个 SBD（年化率为 0.275/1000*365）
PS： 已经 MSG 给各位股东，多谢理解。
@justyy 是 https://justyy.com 的博主，在 @tumutanzi 大哥 的介绍下加入 STEEMIT，写些帖子挣些小钱养家糊口。
@justyy 也是CN 区的点赞机器人，对优质内容点赞，只要代理给 @justyy 每天收利息（年化率10%）并能获得一次至少2倍(VP 200%+)的点赞，大鱼 @htliao 都加入了这个计划(530 SP)表示支持。
再大的银行也要首先考虑生存不是？:-)
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感谢理解。
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@cmtzco has voted on behalf of @minnowpond. If you would like to recieve upvotes from minnowponds team on all your posts, simply FOLLOW @minnowpond.
To receive an upvote send 0.25 SBD to @minnowpond with your posts url as the memo
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To receive an upvote and a reSteem send 1.00SBD to @minnowpond with your posts url as the memo
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早都跟你说了，你这个是不可持续的。有你折腾的功夫和时间，都不知赚回多少直接给大家发SP了……
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哈哈，折腾也是一种快乐啊
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要说折腾，我就服你。
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人生在于折腾
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我也觉得折腾挺好~ 生命不息, 折腾不已~
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多给行长点个赞！
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YY哥，我建议你定一个活期利率和一个定期利率，哈哈。最近steem低位，你确实要赔钱了，不过如果steem币值升高，你还是赚钱的。
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我一直都是按 1 steem = 1 sbd 来算的，刚查了 差不多。
多谢。活期定期想法很好，但是实现起来有点难度。
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其实10%的利息也挺高的...
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我觉得也是，先再跑几个月看看。
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还要再跑几个月👍🏻
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做个场内交易机器人做短线
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我的SP就给行长你拿去随便折腾吧，反正最近也用不到
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表示支持和继续支持，你这是吃力又亏本的买卖。
其实10%还是很高了，你可以继续降到合适的或者动态的，whatever。
等我钱攒多了，继续增加SP代理给你。
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感谢支持，我会继续跑几个月看看。
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我还是继续支持
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感谢支持。之后会把 steem 和 sbd 的汇率考虑进去。
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你这个银行越做越大了，是不是有当票号主人的感觉啦
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对，这种带着一帮小弟做老大的感觉真爽。
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可以从下月一号开始 设置一个月利率
活期10%还是太高了 或者找一个公认的方便兑换通道
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完全可以理解的
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