New: wholelifeAll contenthive-129948hive-196917krhive-180932hive-150122zzansteemhive-185836hive-183959hive-144064photographyhive-166405hive-184714hive-101145hive-188619hive-145157uncommonlabhive-183397hive-103599bitcoinsteem-atlashive-180301hive-139150hive-193637hive-193186TrendingNewHotLikersjohnmontoya (40)in ibc • 7 years agoInfinite Banking and Real Estate: More In Common Than You ThinkA fail-proof way to creating wealth over time is by accumulating assets. To make clear, an asset can be many different things. For the purposes of this blog post, I’m going to focus on financial…johnmontoya (40)in ibc • 7 years agoInfinite Banking 101: Debtor, Saver, or Wealth CreatorInfinite Banking 101 Understanding how the Infinite Banking Concept (IBC) works should be simple and easy. The three pictures below aim to show you just how easy it is understand how IBC…johnmontoya (40)in ibc • 7 years agoBusiness Testimonial for the Infinite Banking ConceptAs a business owner you know access to capital is crucial and so is the ability to manage cash flow. The Infinite Banking Concept gives business owners the ultimate flexibility to run their…johnmontoya (40)in ibc • 7 years agoVideo: Are You 100% Certain You'll Have A Great Retirement or Do You Have Some Doubt?Would you like to know how to pay off all of debt, including your mortgage, while at the same time creating a tax-free retirement? Watch the video below and "Meet Mark" to learn the Your Family…johnmontoya (40)in ibc • 7 years ago3 Ways To Have Tax-Free Income in RetirementDid you know there's only 3 ways to create tax-free money in retirement? You could buy municipal bonds. No restrictions on how much you can buy. Muni bonds are generally safer than stocks but…johnmontoya (40)in ibc • 7 years agoBuyer Beware: The Untold Risk of Universal Life InsuranceIf you own any type of a Universal Life Insurance policy or if you are the beneficiary of a Universal Life policy, this is a cautionary story that needs to be read, understood, and shared with your…johnmontoya (40)in ibc • 7 years agoInfinite Banking Question of the Day: What's The Best Way To Re-Pay A Policy Loan?As an IBC'er, you are in total control of your cashflow which puts you in a unique situation compared to traditional bank borrowers who must maintain a fixed payment and set schedule of payments for…johnmontoya (40)in ibc • 7 years agoHow To Get Started With Infinite Banking in 3 Simple and Easy StepsHey, hello there! Congrats on making your way here. If you've found this article, it's likely because you've done some research on the Infinite Banking Concept (IBC) (also known as Bank On…johnmontoya (40)in ibc • 7 years agoFinancial Question: Taxable income or Tax-Free Income in Retirement?Seems silly, right? Of course, any sane person would prefer a tax-free retirement. Problem is most people are stuck contributing to 401k's and do not realize a properly structured Whole Life…johnmontoya (40)in ibc • 7 years agoWhat Is the Least Expensive Way To Buy Life Insurance? (A Deeper Dive Into Life Insurance that Wall Street and the Mainstream Media Won't Tell You About)There are a many options for purchasing life insurance and because each person's situation is different, I'm writing this blog article to help you better understand the different options and what…johnmontoya (40)in ibc • 7 years agoInternal Rate of Return of Infinite Banking Whole Life PoliciesSometimes when demonstrating the value of an Infinite Banking designed Whole Life policy, the conversations steers toward the return on the cash values (also called IRR- internal rate of return) and…johnmontoya (40)in nfiniteanking • 7 years ago"How Much Is The Interest and Dividend Components in a Whole Life Policy?"I received an email from a prospective client asking this question in the past week and thought I'd share my reply. "How Much Is The Interest and Dividend Components in a Whole Life Policy?" All…johnmontoya (40)in wholelife • 7 years ago3 Common Misconceptions About The Best Financial Product In ExistenceStop me if you’ve heard this before. “Whole Life is so expensive.” “Whole Life takes so long to build any cash value.” “Whole Life requires a premium every year until you die.”…