from what I've read the majority of users affected by hacks from an exchange are usually reimbursed. Users affected by the mt-gox hack recently received notice of reimbursement. I agree there should be a regulated protocol for dealing with hacks, but keep in mind crypto is still very new and legislation are being implemented as we speak. I;m not sure regulations and taxation around crypto is a good thing but I imagine will be necessary before mass adoption. Most people i believe involved in crypto want a decentralized system that ensures privacy to its users. Im also very weary of all that is going on but refuse to be shook out of the market like so many have.Strong hands. hodl. Keep in mind most peoples bank accounts are only insured for up to 60k,