Hodl, Run with Regal coin or Bank on Bitconnect, That is the question..........

So like many im sure out there i am debating whether or not to invest in bitconnect this late in or instead invest my time and money into the newest cryptocurrency lending platform about to hit the scene regal coin. Orrrrr just buy up these firsales and hodl!!!

Regal coin , which is currently in its ico stage, seems semi-legit as they appear to have an accepted ico (initial coin offering) , whitepaper, and seems to recieving mass adoption, however i am very weary on something that hasnt officially launched yet and payed out at least initially.

Bitconnect however has been running and paying out for almost 1 year now , they have there own coin which started at .12$ and has reached highs of 135.00$ in the last month

Now apply these gains to regal coin and even just buyin regal coin and holding it may be a great investment as well..... Im writing in hopes of receiving the knowlege and opinions from the steemit community to help guide me in the right path. Should i do bitconnect, should i do regalcoin, should i do both, or should i say no way, not risking my money on investment lending platforms and just buy and hodl.

Either way your comments and upvotes would be greatly appreciated and please resteem so i can get all different perpectives and agruements for and against.

thanks a bunch steemians.