What you said make sense and I understand what you're saying....but isn't there a subtle difference between "non-scam" ICOs and XRP? Ripple network is a currency agnostic, meaning you should not hold XRP to be able to transact in the network, you can do USD, EUR etc...Now they created 100 billion of a token then can basically do the same thing as the rest of the cryptocurrencies (i.e. transferring values without third party) but with a centralized entity.
RE: The most important video for Ripple (XRP) investors!
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The most important video for Ripple (XRP) investors!
Nope you need to read up on Nostro/Vostro account and the SWIFT interbank transfer system to understand why the "independent" token is the way to go
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