90 % of my Investments are in GIC (Guaranteed Investment Certificate) earning 3.5 % .... so I have 10 % in extremely volatile and speculative High Tech, Cannabis and some Cryptos ... my Cryptos are down about 80 % but it was all Free... Steem, Dogecoin and Bitcoin.
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Very smart and wise expecially if you are near retirement.
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I need to work 10 more years to get a $100,000 per year pension ... I could retire in 5 for a lot less
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