I believe it's the opposite actually. The ones in power never wanted a "fair money shift" so they initiated the crypto revolution through bitcoin with the anonymous creator. In 1994 NSA did a paper on cryptography of anonymous electronic cash
--> a crowd fighting for anarchy to bring the system down.. well they will get their way but it will not benefit them and the banks and cartels will say, look what they did, they created this mess. we tried to fix it.
Ripple goes inverse to the anarchy mentality and set out to make a functioning relationship between decentralized and centralized crypto that could work both as settlement currency and payment method in between banks so as in between regular everyday commerce.
Ripple will be getting into the apps, decentralization marketing this year.. Ripple has the optimal tpps + fee compared to ddos securety and attacking the network protection.. currencies like Raiblocks doesnt have that so they're useless.. whom ever can take that down and then --> not so instant settlements is it... much ilke iota coin with 0 fees.. well how much power do u think your computer is using up trying to resend something 40 times a day? settlements worse than bitcoin lolz.