There are many Bitcoin Debit Cards on the market, but which one is the best?

What does a Bitcoin Debit Card allow me to do?

Well, these types of cards are pretty much like your standard debit card where you can top it up and do your usual purchases and withdrawing cash from ATMs working across the world as many use the Visa or Mastercard architecture. The only difference is that these cards convert your BTC to your native currency without you worrying about huge currency conversion fees.

Bitpay

Bitpay is a well known company in the Bitcoin ecosystem which provides payment solutions for businesses and individuals. It allows you to get a prepaid Visa card that is loaded through your Bitpay account.

Fees:

• Card Cost: $9.95
  ATM and over the counter withdrawals: $2.00
  Dormancy Fee: $5.00 / month
  Set Monthly Fee: $0
  Currency Conversion Fee: 3% of the transaction

Transaction Limits:

• Purchase Limits $10,000/DAY
  Cash Withdrawal Limits $3,000/DAY
  Load Limit $10,000/DAY
  Maximum Card Balance $25,000
  Card to Card Transfer Limit $500/DAY

This card is best for United States users as it is only available to residents in all 50 US states.
There are no monthly maintenance fees unless you don't use your card after a 90 day grace period where it will begin to charge you $5 a month. Moreover, there are no transaction fees for Bitpay unless you need to convert to a non-native currency.

Cryptopay

The oldest and most established Bitcoin debit card, the Cryptopay bitcoin debit VISA card with over 23,000 issued.

Fees(USD/EUR/GBP):

• Card Cost: $15/€15/£15
  Set Monthly Fee: $1/€1/£1
  Loading Fee: 1%
  Currency Conversion Fee: 3% per transaction
  ATM Transaction: $2.50/€2.75/£2.25

Transaction Limits(Verified):

• Purchase Limits: Unlimited
  ATM Withdrawal Limits: $1600/€1600/£1600/DAY
  ATM Transaction Limits: $1600/€1600/£1600/DAY
  Load Limit: $20000/€20000/£16000/DAY
  Maximum Card Balance $2,500

This card can be used by anyone in the US, Europe of Britain, but the problem with Cryptopay is that to get the best out of it, you need to provide documents. Also, there are some high fees associated with Cryptopay, they go as far as charging you for loading money onto your account.

Wirex

Perviously known as E-coin, the company rebranded to Wirex in 2016.

Fees:

• Card Cost: $17/€15/£13
  Set Monthly Fee: $1/€1/£1
  Inactivity fee: $0/€0/£0
  Currency Conversion Fee: 3% per transaction
  ATM Transaction: $2.50/€2.25/£1.75

Transaction Limits(Verified):

• Purchase Limits: $20000/€20000/£16000
  ATM Withdrawal Limits: $2000/ €2000/£1600
  Load Limit: $ 20 000/€ 20 000/£ 16 000
  Maximum single transaction value: $10000/€10000/£8000

This is great for users from the US / EU / UK with free international shipping for the card as well as the relatively low fees. One downfall is that the verification process takes a long time and there have been some reports from people that there are some 'hidden fees', I don't know how true this is but I've been using Wirex for a while and I haven't experienced anything out of the ordinary.

US RECOMMENDATION: BITPAY

UK/EU RECOMMENDATION: WIREX

Let me know if you have any questions