I wonder if they are cooking up some type of loan program or savings account. We've seen this news come out this week - First Bitcoin Savings Account Licensed By CFTC - https://cointelegraph.com/news/ledgerx-debuts-first-bitcoin-savings-account-licensed-by-cftc
RE: Cryptocurrency Exchange Coinbase May Apply for a Banking License: Report
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Cryptocurrency Exchange Coinbase May Apply for a Banking License: Report