Hey. I've been going for Ripple XRP so far. I think that their technology will change the banking systems and will replace SWIFT. But until that will happen, it will take a lot of time. I'm a long time investor, so I will be looking for the next 5 years before I cash out. So I could recommend you to take a look at XRP and what they are doing. A small amount invested in it could (but also could not) yield great profits. This is not an advise, so please read and understand the technology behind it, before investing, and only invest what you can afford to lose.