Can XRP realistically see prices in 3 digits?

Those who have been following me will know that I am a huge fan of Ripple's XRP. Most people in the cryptocurrency community are really skeptical of XRP. They think of it as a bankers' coin and as a centralised cryptocurrency. However, the reality is that with Cobalt implementation in the near future, they are eventually lessening the impact of Ripple's node validators. Slowly but surely, they are going to be as decentralised as they can be.

Most people will argue that XRP can never see prices in 3 digits because they point at the Market cap argument. At a price of $100, XRP will have a Market Cap of more than $4 Trillion. That is a humongous figure and looks extremely far fetched. That is more than the GDP of some developing countries even! However, what one needs to understand is what real life problemdoes usage of XRP solve. The answer is that it solves a huge $27 Trillion liquidity problem. Money is stored in NOSTRO/VOSTRO accounts by Banks around the world in different currencies in which they need to make foreign exchange payments. XRP Usage will act as a bridge currency and will free up this currency , whcih can be efficient capital usage. At 25% of this 27 trillion, we could see XRP crossing a price of $100. That is not even considering the Multiplier effect that will happen. So, in reality, much less than a 25% adoption by Banks is enough to skyrocket the volume and eventually the price.