You are very true on this that don't trade with borrowed money. I remember when I trade ripple and I use borrowed money on marginal trade. I felt so greedy that borrowed so much then the ripple tank down and I lost all my ripple. I learned so much in that experience and never done that again.I can say that I am not an day trader but a long term investor. By the way good luck to all who are here in crypto, We can profit more money because of its infancy