Interesting post on the potential dethroning of paypal by the OP. Indeed, i too i'm aware of this Staker token. I think that in terms of use case in cryptosphere, ETH based ERC20 tokens like Staker #STR by far stand a very good chance of being suitable for wide adoption. With a growing community of supporters, Staker token is being distributed via free airdrop to the community, I would recommend you guys should check it.