The way I see it if the banks are not pushing the price down they are stupid.
Crypto and blockchain are a total game changer.
Take Ripple for instance.
If any wall street company had the kind of news about it in the last couple of weeks, stocks would be through the roof.
In essemce, just focusing on bank to bank transactions, Ripple will makr Swift transactions irreverent. At the moment Swift processes around 5 trillion dollars worth of transactions per day, at a rate of around 350 per second (but transaction time is 3 to 5 days).
Ripple can take care of all of these transactions with a transaction time of about 4 seconds. While only using about 1/3 of network capacity.
There are only 100 billion ripple, you do the math....