Nah man, don't touch any of that. It's just not worth the risk.
There are legitimate lending platforms where you lend to actual users like Salt. But these are just blatant ponzis.
There's better and safer ways to get more BTC / dollars.
The ICO is probably a way to get the last bit of cash out of people.
I agree. But you know they'll always be someone who's going to try it anyway. I like Salt btw
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