Yes, I know. Regalcoin and Firstcoin are both MLM and lending scams. I've come to realize this through experience. I do not support these types of services, and I would not recommend giving them your money. They will deceive you into thinking they are profitable and safe for accruing wealth. Maybe for the short term, but they have the ability to change that when it is convenient for them, causing members to lose their investments if the scam operators decide to close up shop. Please be safe, crypto enthusiasts.