Passive income/ Lending or not?

My friend once showed me his Bitconnect account. Well, I had never seen or heard of something like that before..
How does it work? How CAN it work? Well, it doesn't work..
Its a scheme where someone have to bite dust.

What if you pull some strings, tweak, and yank a bit? Tune and mix, then it might work..? or? I forgot about it even though he had made all his investment back and then some. Three months later it was down.
Many people lost a lot of money.

Then I saw this ICO of Monetizecoin and read into it.

They used advertisement for a diverse of products as an actual income to the platform, and on the other side there is a staking mode. That means you kan just stake (keep) your coins on the platform freely ,and every 14 days it will pay out a percentage of tokens back. Just like staking cryptocurrencies do when kept in wallets.. (example NEO -Gas)

Seems like there might be something to this, and I tried it, and it works flawless.
If even for a long term investment of a hundred dollar you can afford to lose, this coin imo have a real chance of climbing to between 20 and 100$ within a year. Low circulating supply..
It sits on around 3$ now.

There aren't many of these sites that looks good to me, but this one i dare with a couple of hundreds just to see where it goes..

https://monetizecoin.io/5a61afdf45610

This is not my advise to get into it, and i have no advises to give concerning that:)