Mobile digital wallet:

Some electronic money systems make communication-free payment transfer system easy to deal with and make transactions easier and reliable for the moneylender.

In 1994 Mandx and the National Westminster Bank launched an electronic treasury for the residents of Swindon.

In 2005, Telefonica and BBVA Bank launched a payment system called "MobiPay" in Spain, using Short Message Service on the featured phone.

In January 2010, VemmO launched a mobile payment system via SMS, which later became a social app where the friends could pay a small amount of coffee to each other, such as coffee bills, if someone forgot to buy a bag, then it can be shared with the seller's bills, The college is popular among the students, although it has some security issues. This bank account K, credit / debit card is linked to, or set a limit to the amount deposited for security reasons. Credit card and non-major debit card have to pay 3% processing fee.

On September 1, 2011, Google Wallet was launched in the United States, making it easy to carry all your credit / debit cards through the phone.

In 2012, O2 (Ireland) (owned by telephony) launched ejitrip , which was possible to pay the street tax by using a mobile account or using a prepaid credit.

Almost the same time, O2 (UK) invented the O2 wallet. The wallet could be used to pay the money through regular bank accounts or cards, and could be spent through the retail cost, which was known as 'Mobile Money'. The service was closed in 2014.

In September 2014 Apple announced the event of the iPhone 6. In October 2014, the iPhone 6 and Apple announced a new announcement for the watch. Which is similar to Google Wallet, though it is only for Apple devices.

Decentralized system

Main article: Cryptokanensi

See also: List of cryptocancensi

Cryptocanensis is a type of digital asset that relies on cryptococcensis for asset transactions and is done through digital signature, peer-to-peer networking and decentralization of transactions. Proof-of-work or proof-of-steak schemes are used to create and manage coins in some cases. The cryptokicensi allows to decentralize the electronic financial system. The first and most popular system is Bitcoin, a peer-to-peer electronic financial system based on cryptography.

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