I recently discovered the ICO called "Skraps" and literal to its name is its function.. :)
http://skraps.io/
The business model in laymen's terms is .. round up your purchases and using the "Skraps" (your spare change) to invest into portfolios based on your risk aversion.
I tend to be drawn to Investments that I see me using one day. One of my biggest pain points with purchases is the small amounts I'm forced to abandon because of either the minimum spend threshold or transaction costs not allowing me to exchange or withdraw it.
This keeps your wallet clean, and make those decimals work for you!
Not only do they boast an incredible concept.. but I found their support to be the most efficient of any investment Ive been following up until now.
At this point they have hit their record high subscription of 13k members!
Come join the family! be apart of the bigger picture.. :)
The will even be distributing Debit cards that can draw FIAT from atms
If you do find this interesting.. consider using my referral to sign up... this will benefit not only me, but you as well.. win win!!