The licensing requirements for debt settlement services vary by state. Generally, debt settlement companies must be debt settlement licensing requirements by the state in which they are providing their services. This can include obtaining a license to conduct business, registering as a debt relief agency, and applying for a surety bond. In most cases, the company must also comply with other state regulations and laws, such as laws governing consumer protection, debt collection, and debt relief services. Additionally, companies must also be registered with the Federal Trade Commission (FTC) .and must comply with FTC rules and regulations
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